Your Money: How to invest as a debt ceiling crisis looms

Steel yourself for trouble, our columnist writes. But remember: This, too, shall pass.

View in browser|nytimes.com Continue reading the main story January 23, 2023 Jason Andrew for The New York Times STRATEGIES How to Invest as a Debt Ceiling Crisis Looms The risk of a federal debt ceiling breach later this year has increased. Steel yourself for trouble, our columnist writes. But remember: This, too, shall pass. By Jeff Sommer Subscribe Today We hope you've enjoyed this newsletter, which is made possible through subscriber support. Subscribe to The New York Times with this special offer. Continue reading the main story ADVERTISEMENT As Tax Season Starts, a Beleaguered I.R.S. Looks to Bolster Customer Service The Biden administration is focusing on making the agency more responsive amid concerns that a funding increase will result in more audits. By Alan Rappeport RETIRING Their Children Are Their Retirement Plans The offspring of many East Asian immigrants are raised to support their elders in their later years. That gives a segment of Americans challenges others don't face. By Mike Dang In Their 20s, Struggling to Save and Tired of Being Lectured About It Young people want to save for their futures, but balancing priorities has proved challenging during a time of economic instability. By Isabella Simonetti YOUR MONEY ADVISER Savings Accounts for Disabled People Are Opened to More of Them Only those who became disabled by age 26 have been eligible for ABLE accounts. But Congress raised the age to 46, so more military veterans and others can qualify as of 2026. By Ann Carrns Regulators Announce Changes to Nursing Home Rating System The federal agency that oversees nursing homes has tightened rules around the use of powerful antipsychotic drugs. By Katie Thomas, Robert Gebeloff and Jessica Silver-Greenberg What Happens Next in the Debt Limit Debate? The Treasury Department has started employing "extraordinary measures," but the path to raising the debt ceiling is likely to be a long one. By Alan Rappeport and Emily Cochrane Inflation Is Cooling, Leaving America Asking: What Comes Next? After six months of declines, inflation seems to be turning a corner. But the road back to normal is an uncertain one. By Jeanna Smialek Should You Quit Your Job? Jacinda Ardern stepped away from her role because she no longer has "enough in the tank" to do it. If you relate, here's what to consider. By Christina Caron Continue reading the main story ADVERTISEMENT CALLING IT QUITS You Quit Your Job, but You're Still Miserable. Now What? What to do when it's not (just) the job, it's you. By Eilene Zimmerman How Charlie Javice Got JPMorgan to Pay $175 Million for … What Exactly? A young founder promised to simplify the college financial aid process. It was a compelling pitch. Especially, as now seems likely, to those with little firsthand knowledge of financial aid. By Ron Lieber Bitcoin Rallies to Recoup Losses Since FTX Collapse Investors have pushed the cryptocurrency above $21,000, and other digital tokens have risen as well. By Bernhard Warner As Thousands Fall Behind on Rent, Public Housing Faces 'Disaster' The New York City Housing Authority collected just 65 percent of the rent it charged in the 12 months leading up to December, the lowest percentage in the agency's history. By Mihir Zaveri Shift to Remote Work Puts Pressure on Chains Like Sweetgreen Downtown lunch spots that rely on catering to white-collar professionals are rethinking their business model as more employees work from home. By Sarah Kessler The Corporate Cafeteria Is Broken. So How to Feed Workers? Even as the sprawling dining halls of old struggle with emptier workplaces, food is still important to employees, particularly the young. Many companies are reinventing the company meal. By Kim Severson Could Air Someday Power Your Flight? Airlines Are Betting on It. New technologies, including one fuel extracted from the atmosphere itself, could make flying more sustainable. But the challenges are many and the timeline is uncertain. By Paige McClanahan Continue reading the main story ADVERTISEMENT How are we doing? We'd love your feedback on this newsletter. Please email thoughts and suggestions to yourmoney_newsletter@nytimes.com. Like this email? Forward it to your friends, and let them know they can sign up Your Money. Continue reading the main story Need help? Review our newsletter help page or contact us for assistance. You received this email because you signed up for Your Money from The New York Times. To stop receiving Your Money, unsubscribe. To opt out of other promotional emails from The Times, manage your email preferences. Subscribe to The TimesGet The New York Times app Connect with us on: Change Your EmailPrivacy PolicyContact UsCalifornia Notices The New York Times Company. 620 Eighth Avenue New York, NY 10018