Your Money: Some politicians want to keep money out of E.S.G. funds.

States are supposed to act in the best interests of citizens. Divesting from E.S.G. funds may create legal jeopardy.

View in browser|nytimes.com Continue reading the main story January 30, 2023 Robert Neubecker YOUR MONEY Politicians Want to Keep Money Out of E.S.G. Funds. Could It Backfire? States are supposed to act in the best interests of citizens and retirees. Divesting from E.S.G. funds and companies like BlackRock that run them may create legal jeopardy. By Ron Lieber Subscribe Today We hope you've enjoyed this newsletter, which is made possible through subscriber support. Subscribe to The New York Times with this special offer. Continue reading the main story ADVERTISEMENT Do you work in aviation? We want to hear your story. The problems facing airlines and regulators are complicated, and we want to hear from people in or connected to the airline industry to better understand what's going on. Smaller Rate Increase by Federal Reserve Likely as Inflation Cools America's central bank is expected to raise rates by a quarter point on Wednesday. The question now is what comes next. By Jeanna Smialek YOUR MONEY ADVISER Easy to Use, Mobile Payment Apps Are Also Easy to Misuse While they have taken steps to help prevent mishaps, a new report finds they offer few protections if, for instance, users accidentally send money to the wrong person. By Ann Carrns Ask the Sketch Guy: Earn Your Returns Financial planner Carl Richards explains through a sketch that the 2012 economy was better than it felt. STRATEGIES Your Investment Lost Money Last Year. So Why the Big Tax Bill? When you invest and where matters for taxes. But a few rules of thumb can stave off some nasty surprises, our columnist says. By Jeff Sommer RETIRING What's Passive Income? It's Not What Influencers Say It Is. Misconceptions about passive income abound, namely that it's easy to earn. By Lisa Rabasca Roepe Five Stars, Zero Clue: Fighting the 'Scourge' of Fake Online Reviews Third parties pay writers for posts praising or panning hotels, restaurants and other places they never visited. How review sites like Yelp and Tripadvisor are trying to stop the flood. By Maria Cramer DEALBOOK NEWSLETTER 'Buy Now, Pay Later' Is the Victim of its Own Success What once seemed like attractive economics have been upended by increasing competition and rising interest rates. By James Ledbetter Continue reading the main story ADVERTISEMENT With Layoffs, Retailers Aim to Be Safe Rather Than Sorry (Again) Companies that ramped up hiring in areas like technology over the past few years are cutting back as customers slow their spending. By Jordyn Holman Laid Off in Your Living Room: The Chaos of Remote Job Cuts Angst rippled across laptop screens this month, with dozens of companies announcing layoffs and finding ways to breed extra chaos in the process. By Emma Goldberg CALLING IT QUITS Why Is Assessing Job Satisfaction So Hard? Amid layoffs and a changing workplace, worker stress is at a record high, even as job engagement surveys become more frequent and high-tech. What are companies missing? By Alina Tugend The Pandemic Used-Car Boom Is Coming to an Abrupt End Dealerships are seeing sales and prices drop as consumers tighten their belts, putting financial pressure on companies like Carvana that grew fast in recent years. By Neal E. Boudette TRIPPED UP Help! I Reserved a Rental Car, but There Was No Car for Me. A reader's reservation got her nowhere with Alamo (and Avis didn't pull through either), raising the question of why rental companies have such a bad record of delivering the cars they promise. By Seth Kugel Emailing Your Doctor May Carry a Fee More hospitals and medical practices have begun charging for doctors' responses to patient queries, depending on the level of medical advice. By Benjamin Ryan Long Covid Is Keeping Significant Numbers of People Out of Work, Study Finds An analysis of workers' compensation claims in New York found that 71 percent of claimants with long Covid needed continuing medical treatment or were unable to work for six months or more. By Pam Belluck Continue reading the main story ADVERTISEMENT How are we doing? We'd love your feedback on this newsletter. Please email thoughts and suggestions to yourmoney_newsletter@nytimes.com. Like this email? Forward it to your friends, and let them know they can sign up Your Money. Continue reading the main story Need help? Review our newsletter help page or contact us for assistance. You received this email because you signed up for Your Money from The New York Times. To stop receiving Your Money, unsubscribe. To opt out of other promotional emails from The Times, manage your email preferences. Subscribe to The TimesGet The New York Times app Connect with us on: Change Your EmailPrivacy PolicyContact UsCalifornia Notices The New York Times Company. 620 Eighth Avenue New York, NY 10018