Your Money: Many banks are paying higher rates on savings.

Some online banks offer yields of 3.3% or more, but savers may be reluctant to open one.

View in browser|nytimes.com Continue reading the main story February 6, 2023 Till Lauer YOUR MONEY ADVISER Many Banks Pay High Rates on Savings. So Why Aren't You Moving Your Money? Some online banks offer yields of 3.3 percent or more, but savers may be reluctant to open one because they think it will be a hassle. By Ann Carrns Subscribe Today We hope you've enjoyed this newsletter, which is made possible through subscriber support. Subscribe to The New York Times with this special offer. Continue reading the main story ADVERTISEMENT Do you work in the auto industry? We want to hear from you. Sales of electric vehicles are growing fast, and automakers are investing billions of dollars in new technology and factories. We want to know how jobs are changing, and whether these changes make you feel optimistic or worried. Please share your stories. Are you switching to a heat pump? We want to hear from you, too! Some people in extremely cold areas of the U.S. are switching to heat pumps from oil or gas furnaces. But others are not convinced that these devices are right for them. We'd like to hear both perspectives. STRATEGIES Value Stocks? Growth Stocks? Markets Last Year Turned Everything Topsy-Turvy. With the exception of Apple, eight tech giants are no longer "pure growth" stocks, while Exxon and Chevron are, a new study says. Our columnist says: Buyer, beware. By Jeff Sommer Falling Mortgage Rates Bring Some Home Buyers Back to Market The average rate on a 30-year fixed-rate mortgage fell to 6.09 percent this week, the lowest in five months. Buyers are returning, but experts say the state of the economy will drive the market's next moves. By Gregory Schmidt What Fed Rate Increases Mean for Mortgages, Credit Cards and More Savers will benefit and borrowers can expect to pay more on credit cards, student loans and other forms of debt. By Tara Siegel Bernard Job Growth Is a Boost for Biden as He Bets on a Lasting Turnaround President Biden has for months pointed to solid hiring trends as evidence that his agenda has rebuilt the economy after the pandemic shutdowns. By Zolan Kanno-Youngs and Michael D. Shear CALLING IT QUITS For Single Mothers, Quitting Can Bring Extra Challenges, but Also Balance Single moms who chose to quit their jobs have to navigate child care, health insurance and financial concerns largely on their own. But some have also found a sense of relief. By Sejla Rizvic Forget Pandemic Puppies. Meet the Inflation Chicken. People are snapping up chickens that are "heavy layers" in response to egg inflation. The chick situation holds lessons about the broader economy. By Jeanna Smialek and Ana Swanson Continue reading the main story ADVERTISEMENT Retirees Are Losing Their Life Savings to Romance Scams. Here's What to Know. Con artists are using dating sites to prey on lonely people, particularly older ones, in a pattern that accelerated during the isolation of the pandemic, federal data show. By Emily Schmall The Trillion-Dollar Question: Could a Coin Save the Day? The latest standoff over raising the nation's debt ceiling is giving new life to an old theory about how to avoid a default. By Alan Rappeport It's Winter. Let's Go to the Farmers' Market! In cities like Detroit and Philadelphia, markets have become year-round destinations, offering classes, crafts and music, as well as a surprising array of fresh produce. By Colleen Creamer How are we doing? We'd love your feedback on this newsletter. Please email thoughts and suggestions to yourmoney_newsletter@nytimes.com. Like this email? Forward it to your friends, and let them know they can sign up Your Money. Continue reading the main story Need help? Review our newsletter help page or contact us for assistance. You received this email because you signed up for Your Money from The New York Times. To stop receiving Your Money, unsubscribe. To opt out of other promotional emails from The Times, manage your email preferences. Subscribe to The TimesGet The New York Times app Connect with us on: Change Your EmailPrivacy PolicyContact UsCalifornia Notices The New York Times Company. 620 Eighth Avenue New York, NY 10018