Your Money: Lugging Credit Card Debt Into 2024? Make a Plan.

Most Americans with card debt have not outlined a way to bring it down, a new report says. There are ways to get help.

View in browser|nytimes.com Continue reading the main story January 17, 2024 Till Lauer your money adviser Lugging Credit Card Debt Into 2024? Now's the Time to Make a Plan. Most Americans with card debt have not outlined a way to bring it down, a new report says. There are ways to get help. By Ann Carrns We hope you've enjoyed this newsletter, which is made possible through subscriber support. Subscribe to The New York Times. Strategies After a Rip-Roaring 2023, the Markets Are Taking a Breather The stock market's long-term path has been persistently upward, our columnist says, but there have been plenty of setbacks and it's wise to prepare for more. By Jeff Sommer For Some Young People, a College Degree Is Not Worth the Debt Because of high costs, some high school graduates have opted to delay, drop out of or forgo attending college altogether to avoid student debt that could hang over them for decades. By Emily Withnall Six Reasons Drug Prices Are So High in the U.S. Research shows prices in the United States are nearly double those in other well-off countries. By Rebecca Robbins and Christina Jewett Workplace Wellness Programs Have Little Benefit, Study Finds An Oxford researcher measured the effect of popular workplace mental health interventions, and discovered little to none. By Ellen Barry A Fed Governor Reiterates That Rate Cuts Are Coming Christopher Waller, one of seven Washington-based Fed governors, said officials should cut rates as inflation cools — though timing was uncertain. By Jeanna Smialek Fresh Inflation Data Shows Intact, but Bumpy, Cool-Down Inflation remains faster than usual — and month-to-month bumps are still likely as volatile prices fluctuate — but it is making progress back toward a normal pace. By Jeanna Smialek F.A.A. to Increase Oversight of Boeing and Audit 737 Max 9 Production The heightened scrutiny comes a day after the agency opened an investigation into whether Boeing failed to ensure that its 737 Max 9 plane was safe. By Niraj Chokshi and Mark Walker Continue reading the main story ADVERTISEMENT Shop Talk Why Are So Many Companies 'Rightsizing'? Various companies have used the term to describe job cuts, but some criticize the language as opaque. Consumer Bureau Proposes Overdraft Fee Limits for Large Banks The options would include charging a benchmark fee, set by the bureau, that would be significantly lower than the current $35 standard. By Stacy Cowley Lawmakers Strike Tax Deal, but It Faces Long Election-Year Odds in Congress A $78 billion package to revive an expansion of the child tax credit and expired business breaks has drawn bipartisan support in the House and Senate. By Kayla Guo As Utility Bills Rise, Low-Income Americans Struggle for Access to Clean Energy The Biden administration has deployed various programs to try to increase access to clean energy. But systems that could help lower bills are still out of reach for many low-income households. By Madeleine Ngo and Ivan Penn Electric Car Owners Confront a Harsh Foe: Cold Weather In freezing temperatures, the batteries of electric vehicles can be less efficient and have shorter range, a lesson many Tesla drivers in Chicago learned this week. By Emily Schmall and Jenny Gross 3-Year Cruise Passengers Seek Fraud Charges Over Cancellation After more than a month of missed deadlines for refunds, a group of hard-hit passengers who signed up for the failed Life at Sea cruise are pursuing legal intervention. By Ceylan Yeginsu Need a Passport? You're in Luck. The wait for a U.S. passport may be back to normal after a pandemic-induced backlog. By Derek M. Norman At Sam's Club, a Human Will No Longer Check Your Receipt at the Door Instead, artificial intelligence technology will scan carts, the company says, eliminating annoying bottlenecks at the exit. By Sopan Deb Continue reading the main story ADVERTISEMENT How are we doing? We'd love your feedback on this newsletter. Please email thoughts and suggestions to yourmoney_newsletter@nytimes.com. Like this email? Forward it to your friends, and let them know they can sign up Your Money. Continue reading the main story Need help? Review our newsletter help page or contact us for assistance. You received this email because you signed up for Your Money from The New York Times. To stop receiving Your Money, unsubscribe. To opt out of other promotional emails from The Times, including those regarding The Athletic, manage your email settings. To opt out of updates and offers sent from The Athletic, submit a request. Subscribe to The TimesGet The New York Times app Connect with us on: Change Your EmailPrivacy PolicyContact UsCalifornia Notices The New York Times Company. 620 Eighth Avenue New York, NY 10018